Sunday, July 14, 2024

Search form

HomeVirginia Repossession Laws

Virginia Repossession Laws

In the state of Virginia residents should look at our free resource, which also has all relevant repossession laws and regulations about the state’s property recovery procedures.

More specifically, you should know that a repossession can only occur in Virginia, if the security interests are shown on title held of the lien-holder. Not to leave out that the plates have to remain with the borrower, and repossession is only allowed so long as there is no break in peace. Also for registration, you must call the Virginia Department of Motor Vehicles at (804) 367-0063. Lastly, a Virginia Title in name of the lien holder and Repossession Affidavit (out of state) is needed for liquidation.

At MLS, our repo company, we take pride in helping clients in Virginia with repossessions on just about everything from regular use equipment to luxury real estate and cars. What's more, we will gladly process your property from the initial repo to an eventual remarketing. And, we will gladly take care of anything else for your recovered equipment requires.

For more details, you can contact us today for a free consultation and quote at (630) 358-9434. We look forward to hearing from you.
As reported by the American Recovery Association, Inc. (ARA).


SECURITY INTERESTS: Shown on title held by lienholder.
LICENSE REGISTRATION: Virginia Department of Motor Vehicles, P.O. Box 27412, Richmond, Virginia 23269-0001. Tel: (804) 367-0063.
RECOVERY REQUIREMENT: As per UCC, Virginia repossession allowed without committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: If Virginia title, must be in the name of the lienholder. Will accept repossession affidavit from other states.
PLATES: Remain with debtor.


Constitution and Legislation

Judicial Opinions

Regulations and Other Agency Material

Additional State Legal Resources

Client Login

Contact Us

Midwest Lenders Services
Debt Recovery Consulting / Training 
Headquartered in the Chicago area

Phone (773) 245-1682

Car or truck recently repossessed?

Midwest Lenders can Help. If you are in the unfortunate situation of having your vehicle repossessed
​Click Here